The Co-Pilot · live session
Watch IRIS work your case in real time.
Anonymous. Nothing is saved. Five questions and you'll know which IRS program fits.
No data stored
01
Compliance
active
02
Stop collections
idle
03
Disclosures
idle
04
Settlement offer
idle
IRIS
AI tax negotiator
What's going on?
Pick oneIRIS handles · Individuals
I owe the IRS moneyBack-tax debt · OIC / Installment / CNCI haven't filed in a whileUnfiled returns · Substitute-for-Return cleanupThey're taking money from my paycheck or bankWage garnishment · Bank levy · CAP / CDP hearingI'm self-employed and got slammed with a tax bill1099 income · Estimated taxes · Schedule CI'm being auditedAudit defense · Examination response · AppealsI owe my state money (not the IRS)State tax debt · FTB / state DOR
Pick one above — or just start and IRIS will route you.
Live case file
Form 433-A · Reasonable Collection Potential
Form 433-A
Tax debt owed—
Returns filed—
Gross monthly income—
Allowable expenses—
Disposable income—
Net asset equity—
RCP engineequity + (disposable × 12)
—
fills in as you answer
Program eligibility
5 programs
Offer in Compromise
Settle for less than owed
Streamlined Installment
Monthly payment plan
Partial-Pay Installment
Pay part, the rest expires
Currently Not Collectible
Pause collections
Penalty Abatement
Remove penalties